Effect of micro finance on performance of women owned enterprises, in kisumu city, kenya
Publication Date
2013Author
Ocholah, Ruth M
Ojwang, Cainan
Aila, Fredrick
Oima, David
Okelo, S
Ojera, PB
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Show full item recordAbstract/ Overview
Micro financing is the provision of financial services to low-income clients or
solidarity lending groups that lack access to banking and its related services. Traditionally,
women based enterprises have not been favoured by the mainstream credit policies of the
commercial banks owing to their inability to raise collateral securities to guarantee the loans.
The general objective of this study was to determine the effect of micro financing on the
performance of women owned enterprises in Kisumu City. Specifically, the study sought to
determine the effect of microfinance on productivity, profitability and growth and expansion
of women owned enterprises. The study population comprised 3000 registered women
businesses. A sample of 341 was drawn. Clustering, simple random and purposive
sampling approaches were applied. Primary and secondary data were used …